Realize Your
Dream of Home Ownership

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
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Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

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Apply Now

Our Secure Application takes a few minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

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Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

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Home Purchase, Refinance, Construction Loans in West Salem, OH

Welcome to the official site of Farmers State Bank. We are a full-service mortgage company based in West Salem, OH. We specialize in Home Purchase, Refinance, Construction Loans in West Salem, Wooster, Ashland, Marshallville, and Rittman. We also serve the surrounding cities in Wayne County and Ashland County. Whether you are buying a home or refinancing in any of these zip codes: 44287, 44691, 44805, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Conventional | HELOC | Commercial | Jumbo

What makes Farmers State Bank unique is that we offer the following niche programs as well: Servicing retained mortgages.

Contact Farmers State Bank today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Begin your home loan process today! Our mortgage advisors are standing by. Request a free personalized rate quote.